Mike’s practice is focused on estate planning, elder law, probate and trust administration, real estate and business law.  Mike serves individual clients and small business owners by developing plans for their future.  Mike has recently been assisting clients in negotiating pipeline easements on their property.

Mike was born and raised in Adrian, Michigan where his grandfather helped establish a manufacturing company that was then operated by his father.  Mike’s strong ties to the community and his family led him back to Adrian when he joined the RCO Law Lenawee County office in 2000.

Estate Planning

  • Mike regularly assists clients by preparing wills, trusts and other estate planning documents that are specifically designed to meet their unique circumstances. 
  • Mike assisted a family in the formation of a limited liability to hold a family cottage and allowed them to pass it on to future generations in a manner consistent with the original owners’ wishes.

Elder Law

  • Successfully managed many Medicaid spend-down and application situations to obtain Medicaid coverage for nursing home care.
  • Mike created a “Solely for the Benefit” Trust allowing one spouse to qualify for Medicaid to pay for long term care in a nursing home while preserving significant assets for the other spouse.
  • Mike obtained emergency guardianship for an individual affected by dementia who was acting in ways that could have resulted in injuries to himself or others.

Real Estate Law

  • Mike regularly assists clients with buying, selling and financing real estate transactions.
  • Mike assisted a family in auctioning and selling farm property that resulted in a purchase price in excess of the appraised value of the property.

Business Law

  • Mike regularly works with family and closely-held businesses to meet the ongoing legal needs of the business and plan for its future.  This work includes preparing corporate minutes and resolutions, buy-sell agreements and operating agreements.  Mike also assists clients in the start-up phase of a business assisting with choice of entity issues, formation of corporations, limited liability companies, and other business entities.

Medicaid Planning and the Need for Skilled Nursing Care

Issue
A client approached RCO Law seeking advice when she feared she was no longer able to meet her husband’s medical and safety needs at home because he was suffering with advanced Alzheimer’s. With nursing home care demanding a considerable monthly expense, and with significant medical needs of her own, our client needed to preserve the family’s assets – accumulated over a lifetime with her spouse – in order to cover her own monthly living expenses.

Our Approach
The decision to move a spouse to a long term care facility is difficult and often heartbreaking. Adding to that stress is the daunting financial commitment that nursing home care requires. By creating a “Solely for the Benefit” Trust, preparing the Medicaid application, and guiding our client through the qualification process, we preserved the vast majority of the family’s life savings and allowed the husband to quickly qualify for Medicaid assistance rather than depleting the family’s assets. 

Result
The husband was quickly qualified for Medicaid, which covered the cost of the nursing home. Our client was allowed to keep her husband’s Social Security income each month and was able to keep the majority of the couple’s life savings, allowing her to remain in their home and meet the expenses of her own care.

Contact Mike

Offices Tecumseh, Michigan and Monroe, Michigan 
Email molsaver@rcolaw.com
P 517-423-5404
Assistant Stacey Grant  Email sgrant@rcolaw.com
P 517-423-5404
  • Get to know Mike 

    I benefitted from being raised in a great community in Lenawee County where I now live with my wife and daughter. I enjoy investing in the local economy so much so that I joined twenty-three others to form a company to purchase and renovate a building in downtown Adrian, Michigan. When not at work, I like to follow the Michigan State Spartans, attempt to golf, and vacation at my grandparent’s cottage on the shores of Douglas Lake in northern Michigan.

 

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