Robison, Curphey & O'Connell Feed Apr 2021firmwise Creates New Funeral Assistance Program for Families Impacted by COVID-19 Apr 2021NewsThe Federal Emergency Management Agency (FEMA) will reimburse families for COVID-19-related funeral expenses incurred after January 20, 2020. <br /> <br /> Most American citizens who paid funeral expenses for someone who died of COVID-19 are eligible if the death occurred in the U.S., U.S. territories, or District of Columbia. The death certificate must attribute death to COVID-19. There are no requirements for the deceased person to be a U.S. citizen, non-citizen national, or qualified alien.<br /> <br /> Applications will be accepted beginning April 12, 2021. To apply contact the COVID-19 Funeral Assistance line at 844-684-6333 or 800-462-7585. <br /> <br /> Applicants must present documentation including an official death certificate, funeral expenses (receipts, funeral home contract, etc.), and proof of funds received from other sources for use toward funeral costs. FEMA will not duplicate benefits received from burial or funeral insurance, financial assistance received from voluntary agencies, government agencies, or other sources.<br /> <br /> If approved, FEMA will provide applicants with reimbursement checks by mail or direct deposit.<br /> <br /> If you or your family need assistance in settling the final affairs of a family member, contact RCO Law attorneys <a href="">Sarah Corney,</a> <a href="">Paul Croy</a>, <a href="">Doug Huffman</a>, <a href="">Matt Klein</a>, or <a href="">Marissa Fitzpatrick.</a><br /> <br /> <br /> <br /> Funds For Youth Support Seven Community Programs Apr 2021News<p class="MsoNormal"><em>The&nbsp;Toledo Blade</em> featured a story yesterday on Katherine R. Smith, and the Katherine R. Smith Funds for Youth, grants that are designated to support programs in northwest Ohio that enhance the lives of young people. The Board of Trustees of the Greater Toledo Community Foundation and the Waterville Community Foundation awarded Katherine R. Smith Funds for Youth grants totaling $41,460 to seven nonprofit organizations including Adopt America Network; After-School All-Stars Ohio; Awake Community Coalition; Bittersweet Farms; Courageous Community Services; Family and Child Abuse Prevention Center; and The Ridge Project, Inc. an exercise program at the Anthony Wayne YMCA.&nbsp; <o:p></o:p></p> <p class="MsoNormal">RCO Law is proud that Katherine R. Smith was a client of the firm. She passed in 2015 at age 98. Katherine grew up in Toledo and Liberty Center, Ohio. She moved to Stamford, Connecticut, with her husband, Tom, where she worked as an administrative assistant for Cushman Brothers.&nbsp; The couple had no children. Later in life at the age of 87, she returned to Ohio.&nbsp; Attorney Paul E. Croy worked closely with Katherine on her estate plan that was designed to provide grant monies to meet specific needs in our community that focused on young people under age 18.<br /> <br /> &quot;Katherine was a wonderful, caring lady who clearly understood how her legacy could serve others. It was a pleasure to work with someone who wanted to continue to make a difference after she had passed. Having lived through the depression, she knew the value of hard work and saving.&nbsp; She also recognized that young people deserved strong programs to nurture their minds, bodies and spirits. &nbsp;Katherine&rsquo;s goodwill is making an impact on future generations,&rdquo; Paul said.</p> <p class="MsoPlainText"><a href="">Click here</a> for Blade article</p> <p class="MsoPlainText"><o:p></o:p></p> Dave Arnold Presents "Lawyers on Nonprofit Boards" for The Center for Nonprofit Resources Apr 2021NewsBusiness Attorney Dave Arnold presented&nbsp;<em>&quot;Lawyers on Nonprofit Boards,&quot;&nbsp;</em>a webinar sponsored by The Center for Nonprofit Resources, in collaboration with the Toledo Bar Association, on Thursday, April 1.<br /> <br /> The Center for Nonprofit Resources, a part of the Greater Toledo Community Foundation, ensures that nonprofit organizations in our area have the information and resources required to operate in an efficient and effective manner.<br /> <br /> The target audience for this presentation was nonprofit management, employees, and nonprofit board leadership.<br /> <br /> Dave provided wise counsel on special considerations and issues for lawyers, conducting due dilgence, legal obligations of nonprofit directors in Ohio, and the Open Meetings Act in Ohio.<br /> <br /> Active in the community with a depth of experience serving on nonprofit boards, Dave advises that before accepting a position it is important to communicate with the organization's Executive Director and Board Chairman about expectations; role clarity; and the specific obligations of service including time and financial contributions; and the potential for legal, ethical and conflict issues.&nbsp;<br /> <br /> If you missed Dave's presentation, <a href="">click here</a> for the recording and PPT.<br /> <br /> <br type="_moz" /> Shines in Ask the Expert Interview with Findlay High School Digital Media Club Apr 2021NewsWealth Preservation Attorney Sarah J. Corney was interviewed this week for &quot;The&nbsp;Mokshita Chatla Show - Ask the Experts&quot; sponsored by the Digital Media Club at Findlay High School.&nbsp; Sarah was interviewed by student Mokshita Chatla and explained the importance of hiring an attorney to create an estate plan. To see the broadcast <a href="">click here</a>. Law Labor & Employment Attorneys Present at Employers' Association Law Conference Mar 2021News<p>Labor and Employment Attorneys Bill Beach and Amy Luck were on the agenda for The Employers' Association Annual Law Conference, <em>&quot;The Key to a New Year,&quot;</em> held on Thursday, March 19, from 8 a.m. until 3:30 p.m.&nbsp;The conference, held virually this year, was designed to keep employers current on employment law and on critical issues facing employers today.</p> <p>Amy's presentation was on <em>&quot;Social Media and Personal Activities: What Employers Can and</em> <em>Should Do.&quot;</em> Click <a href="/7599B1/assets/files/Documents/16C902202-Social_Media_and_Personal_Activities_3-19-21_FINAL.pptx">here</a> for Amy's PPT.</p> <p>Bill spoke on <em>&quot;Employee Handbook Updates.&quot;&nbsp;</em> Click <a href="/7599B1/assets/files/Documents/The_Employers_Association_Employment_Law_Conference_2021_Employee_Handbook_Update_WVB_3-19-21.pptx">here</a> for Bill's PPT.</p> <p>For additional information on Social Media and Personal Activities or Employee Handbook Updates, please contact <a href="">Amy Luck</a> or <a href="">Bill Beach</a> at RCO Law, 419-249-7900.</p> Serve or Not to Serve as a Board Member? Arnold Addresses Blissfield Rotary's March Meeting Mar 2021NewsRCO Law Attorney W. David Arnold will be the guest speaker for the Blissfield Rotary on Wednesday, March 24, at noon.&nbsp; Dave will be presenting <em>&quot;Serving on a Nonprofit Board.&quot;</em>&nbsp; His presentation will cover general considerations for joining a nonprofit board; special considerations and issues for lawyers on nonprofit boards; the importance of due diligence; and the legal obiligations of nonprofit directors.&nbsp;<br /> <br /> According to Dave, before accepting a position communicate with the organization's Executive Director and Board Chair about expectations, role clarity, and understand the specific obligations of service including time and financial contributions, as well as the potential for legal, ethical and conflict issues.<br /> <br /> Active in the community and with a depth of experience serving on boards, Dave encourages people to accept board positions when there is alignment with the nonprofit's mission, values and activities, and a sincere interest in the organization.&nbsp;<br /> <br /> At RCO Law, Dave serves in the Business and Corprate Practice Area and has extensive experience in the areas of business and commercial law. He is familiar with business organizations, including established and start-up companies, providing business and legal advice in a wide variety of settings.<br /> <br type="_moz" /> Attorneys Wiley and Tomlinson Present at OSHRM/SOHA Spring Conference Mar 2021News<p>RCO Law Attorneys Julie Wiley and Corey Tomlinson were co-presenters at the Ohio Society of Heatlhcare Risk Management (OSHRM) and Society of Ohio Heatlhcare Attorneys (SOHA) Spring Conference held virtually on Friday, March 19, from 8:30 a.m. until 12:30 p.m.</p> <p>RCO Law served as the Gold Sponsor for this educational seminar designed for attorneys and risk management professionals interested in key managment and legal issues affecting hospitals in 2021.</p> <p>Julie and Corey presented <em>&quot;Eliminating Equitable Estoppel: Defeating Vicarious Liability for</em> <em>Non-Employed Professionals&quot;</em> which included the history of agency by estoppel theory in the hospital environment, reasoning behind the theory, how to identify potential agents, and how to reduce the potential for liability under this theory citing precedent cases in Ohio.</p> <p>More than 185 risk managers and hospital administrators in Ohio attended the Spring conference which provided opportunities to earn CPHRM credits and legal credits.</p> <p>Julie and Corey both serve in the firm's Healthcare Practice Group.&nbsp;Julie represents physicians, residents, hospitals, nurses and other medical providers facing professional negligence claims. She also provides representation to medical professionals during investigations by professional associations and boards, and to attorneys facing legal malpractice claims.</p> <p>Corey focuses his practice on litigation, primarily medical malpractice defense, and commercial disputes in Ohio and Michigan. His practice encompasses all phases of litigation, from new case filing through verdict at trial. Corey has briefed and argued appeals in several of Ohio's appellate districts and the Ohio Supreme Court. He also has significant experience litigating non-compete agreements, restrictive covenants, and trade secret misappropriations.&nbsp;</p> <p>Click <a href="/7599B1/assets/files/Documents/16C4778-ELIMINATING-EQUITABLE-ESTOPPEL-PPT FINAL-3-17-21.pptx">here</a> to view PowerPoint.</p> Law Attorneys To Present at Employment Law Conference on March 19 Mar 2021NewsLabor and Employment Attorneys Bill Beach and Amy Luck will be presenting at the 2021 Employment Law Conference - &quot;The Key to a New Year&quot; on Friday, March 19. This is an annual conference sponsored by The Employers Association, Toledo.<br /> <br /> Amy will be speaking at 9:15 a.m. on &quot;Social Media and Personal Activities: What Employers Can and Should Do.&quot;<br /> <br /> Bill's presentation will be on &quot;Employee Handbook Updates&quot; at 10:30 a.m.<br /> <br /> The conference is designed to keep employers current on the latest in employment law and on critical issues facing employers today. The conference will include presentations by top employment law attorneys from the region on leaves of absence during COVID, conducting remote investigations, the new DOL independent contractor rule, the EEOC and the proposed wellness rules, developing a diversity strategy, dealing with reluctance (and eagerness) to return to the office, social media and personal activities, workplace safety and employer liability, and more.<br /> <br /> <a href="">Click here</a> to register for the conference. Protection Program – Changes and Deadline to Apply Mar 2021News<p>The Biden Administration announced changes to the Paycheck Protection Program two weeks ago. The changes allow the smallest of small businesses, so-called &ldquo;Mom and Pop&rdquo; businesses, greater access to the program. Included in the changes is a 14-day exclusive period during which only small businesses with 20 or fewer employees are eligible to apply for PPP loans. The exclusivity period began February 24 and ended March 9th. Now that the period is over lenders may submit applications from all eligible small businesses. In addition to the exclusivity period, the Biden Administration announced changes which expanded eligibility and increased the amount of loans for certain small business owners.</p> <p><b>Policy Changes and Additional Changes: </b></p> <ul> <li>Increasing support for independent contractors, sole proprietors, and self-employed individuals <ul> <li>New rule allows these borrowers to base their PPP loan on gross income rather than net profit.</li> </ul> </li> <li>Fairer access for returning citizens by eliminating exclusionary restriction which prevented small business owners with non-fraud felony conviction&nbsp; from obtaining PPP loans.</li> <li>Allowing business owners who are delinquent on federal student loan debt to apply for PPP loans.</li> <li>Ensuring access for eligible immigrant-owned small businesses by allowing the use of Individual Taxpayer Identification Numbers (ITINs) on application for PPP loan.</li> </ul> <p>In addition to the changes made by the Biden Administration,&nbsp; the Economic Aid Act, which reopened the Paycheck Protection Program, expanded the program, and offered clarification on how the loans are taxed.</p> <p><b>Changes Implemented by the Economic Aid Act:</b></p> <ul> <li>A borrower may select a covered period anywhere between eight weeks and 24 weeks after the loan is first advanced.</li> <li>Economic Injury Disaster Loans (EIDL) Advances are no longer deducted from PPP loan forgiveness payment.</li> <li>Expenses paid with PPP loan funds are federally tax deductible.</li> <li>Expanded forgivable expenses are permissible for any unforgiven PPP loan</li> <li>Forgiven loans are not federally taxable income (Per the CARES Act).</li> <li>Created a simplified forgiveness application for PPP loans under $150,000.</li> </ul> <p>The Economic Aid Act reopened the Paycheck Protection Program for both First Draw Loans and Second Draw Loans. Eligible small businesses that did not previously obtain a First Draw Loan may apply for a PPP loan. The original eligibility rules and limitations apply to all First Draw Loans. Second Draw Loans are available to certain small businesses who received a First Draw Loan. To be eligible for a Second Draw Loan a business:</p> <ul> <li>Must employ no more than 300 employees</li> <li>Must demonstrate at least a 25% reduction in gross receipts between comparable quarters in 2019 and 2020</li> <li>Must have already received a First Draw PPP Loan and will us, or has used, the full amount only for authorized uses</li> </ul> <p>The deadline to apply for the Paycheck Protection Program is March 31, 2021. All eligible entities can apply through a participating lender until then.</p> <p>As always, the business lawyers at RCO Law stand ready to counsel you on COVID 19-related business issues.</p> Law Sponsors 2021 Toledo Regional Chamber Annual Meeting Mar 2021NewsRCO Law served as a Silver Sponsor for the 127th Annual Meeting for the Toledo Regional Chamber of Commerce entitled <em>&quot;From Unexpected Challenges to Real Opportunities for</em> <em>Change&quot;</em> held virtually on Thursday, March 5 from 11:30 to 1 p.m.&nbsp;&nbsp;<br /> <br /> The last 12 months have been some of the most challenging for our nation, our region and our organizations. This period has also been transformative and innovative.&nbsp; The COVID-19 pandemic taught us to adapt quickly, become more flexible and come together&hellip;while staying apart. It was also a year that a global movement for racial justice and equal rights presented&nbsp; opportunities for change. Today's business leaders are seizing this moment to consider their roles and opportunities to advance diversity, equity and inclusion (DEI) at their organizations.<br /> <br /> To reflect on lessons learned in 2020 and look to positive change in the future, Scott Schueller, a Toledo Market Managing Partner for PwC, spoke about CEO Action for Diversity and Inclusion &mdash; a CEO-driven business group that PwC founded in 2017 to advance diversity and inclusion in the workplace. Brian Chambers, Chairman and Chief Executive Officer, Owens Corning, and Roy Weathers, Vice Chairman, Societal Engagement and Policy Solutioins, PwC U.S., provided additional insights on diversity in the workplace.<br /> <br /> To watch the virtual meeting <a href="">click here</a>.<br /> <br />